Why this exists
When a car is totaled, most insurers price it with valuation software. The owner receives a long, dense report and a single number. The report lists comparable cars, adjustments, deductions, taxes and fees, but it rarely explains which of them are open to question.
Many owners never check it line by line. That is understandable. The rules that matter are public, but they are scattered across state statutes, insurance regulations, Department of Insurance bulletins and court decisions, and they differ from state to state.
Fairmark brings that information together in one place and applies it to your report. The same is true for diminished value after a repair: the formula many insurers start from is widely used, and we explain how it works and where it falls short.
Who runs it
Fairmark is run by an independent operator, not by an insurer, a law firm, a body shop or a valuation company. We are not funded by insurers, lawyers or lead buyers.
| Operator | Fairmark (operated by Eren Menteşe) |
|---|---|
| Country | Republic of Türkiye |
| Contact | support@fairmarkvalue.com |
| What we are | Self-help software that checks numbers and prepares documents you send yourself |
| What we are not | An insurer, a law firm, a public adjuster or a licensed appraiser |
Because we are not a law firm, nothing on this site is legal advice. If your claim involves injuries, a very large loss, or an insurer that will not respond, talk to a licensed attorney in your state.
Our principles
- Show the work. Every finding shows the numbers from your report that triggered it and how we estimated its dollar range. If you cannot follow the math, we have not done our job.
- Cite the rule. Our state guides name the statute, regulation or Department of Insurance publication behind each rule and link to it, and the rebuttal letter cites your state’s rules where our research found them. Where a rule could not be fully confirmed, we say so.
- Flat fee. The check is free. A kit costs one flat price. We never take a percentage of what you recover, so we have no reason to inflate a number.
- Privacy. The numbers you enter are used to run the check and are not stored. Your results and kits live in your own browser, not in our database. We have no database of claims.
- Never act for you. We do not contact your insurer, negotiate, or represent you. You review, edit and send every document yourself, and you decide what to accept.
The money math is ordinary, tested code. Automatic report reading is switched off for now, so you type the numbers in yourself. No AI decides an amount. You see and can correct every number before any rule runs. Our methodology describes each check.
How we make money
The total-loss check and the diminished value calculator are free. If you want the full set of documents, a kit will cost a one-time fee of $49 once the kits go on sale. There is no subscription.
- We never take a percentage of your settlement.
- We never sell your details or pass leads to lawyers, shops or insurers.
- We do not use advertising cookies or trackers.
- You can get a full refund within 30 days of purchase, for any reason.
Payments are handled by Paddle, our reseller and merchant of record. See pricing and our refund policy for details.
Keeping it accurate
State rules are compiled from statutes, regulations and Department of Insurance publications. The dataset covers all 50 states and the District of Columbia and was last updated November 4, 2026. It has not yet had an independent legal review. Rules change. If you see something wrong or out of date, please tell us and include the source.